Excellent help for me -- who thinks he's smart -- navigating the complexities of Medicare plans and costs, where I felt pretty dumb. Thank you, Devin!

#1 spam email sender award

Doug Lazaro was great and very understanding looking forward to meeting him thanks 👍😊😎😊

Devin helped take the mystery out of the Medicare application process. He patiently explained the components of a complete Medicare Plan, including Parts A, B and D and a Supplemental Plan. He answered all of our questions and facilitated the application/enrollment processes for us. If you're feeling overwhelmed, give Devin a call.

Devin from Golden Years explained and made my choices for Medicare very easy. I would definitely recommend.

Very helpful in maximizing my son’s benefits. Looking forward to seeing how it works for him!

Matt Allen was great he explained so much to me on benefits I never realized I was entitled to. He was very polite and intuitive and I would give him 10 Stars if I could.

Very knowledgeable and efficient. Made process understandable. Highly recommend them.

Devin was extremely helpful. He was knowledgeable about the whole Medicare system and presented my options as I transition into this stage of medical care. The system can be daunting, and he made it so much easier to understand. Thank you!

Dawn changed my prescription drug plan on the 6th of December. I was really glad that she was able to do that considering I was asking at the last moment. Thank you again and I promise to have a review much earlier in 2023.

Responsive and helpful. Would definitely recommend.

Golden Years was recommended to me the year I became eligible for Medicare. I have relied on their comprehensive analysis and expert recommendations. They cut through all the confusing information and have saved me time and money.

Very pleasant experience... Easy and painless... Highly recommend this service and this company

Always very helpful and thorough throughout the process, which can be daunting, with all the changes to Medicare happening each year. Excellent follow-up, too.

Matthew Allen was excellent and very patient with me he took care of me 100% satisfaction on my behalf as a customer he took me step by step and explained everything very well I'm very happy to switch over with Aetna Insurance through Matthew Allen great job

excellent

Martin responds !so important . He cares and gets you the correct insurance that you need. I would highly recommend him

I have had the pleasure of being assisted by Golden Years for 4 years they are always so helpful and explain in depth the Medicare process. I have sent numerous friends to them as well. They are so very helpful.

I have been working with Golden Years for years. They are responsive to my needs and get me the best plan for my Medicare drug coverage each enrollment period. They helped me find the best secondary insurance when I first started working with them. They are knowledgeable and easy to work with. I would highly recommend them.

Thank you Dawn and Doreen for reviewing our Medicare Part D presentation plans. We appreciate you help every year. Sorry to hear Sunny retired this year. Her knowledge and enthusiasm helped us many times when things seemed confusing.

Very efficient and helpful

Great Service and great people to work with

Wife & I are very satisfied with you folks. i

Devin and his staff were terrific! We couldn’t have managed with their help! Very knowledgeable, friendly and efficient! Highly recommend their services.

Martin is very knowledgable and very thorough. I have been using Golden Years for quite awhile.

very responsive and communicative.

Martin @Golden Years is a patient, caring professional dedicated to finding you the right coverage from the right company. No one better

We have been with Golden Years for at least 10 years! Wow! time flies. Every year one of the staff reviews our medicare with us and patiently takes the time to explain everything and makes sure we are educated so that we make the correct decision for our medicare benefits! I would highly reccomend Golden Years Design Benefits.

I’ve been working with Golden Years for a few years now and they are great to work with and find the best for my needs

Martin was quick and efficient while process my information. Called and followed up as promised.

Daisy has been so helpful over the years helping us with your Medicare and drug choices. Thank you to all at Golden Years Design.

Prompt reliable service. Would highly recommend.

Great Service and help in determing which policies to choose.

Devin and his staff are great! They are efficient and thorough and have worked with my husband and me for the past four years, picking the best Part D drug plans for each of us. There is no fee for their services. I highly recommend using Golden Years Design Benefits to help you during open enrollment.

If you're trying to figure out the best Medicare coverage you need, use Golden Years Design Benefits. They're the professionals with the best software tools to match your needs. And it doesn't cost you anything to work with them. As a matter of fact, it will cost you not to work with them!

Informed, attentive, prompt and patient! Thank you Martin for assisting throughout the year as well! Jane

I have been working with Golden Years for several years . I have found each person I have interacted with to be knowledgeable, professional and courteous . Highly recommend !!

Had a very good interaction with the office and Mr. Picinic in discussing and selecting the options.

Great help

very easy to work.

I received good advice for my drug plan for 2023. Response was quick.

Martin is always attentive & concerned with my needs. Everyone I have met is very knowledgeable & find the best insurance for you. I highly recommend him & Golden Years!

Devin was quick to respond with Medicare Part D options and his recommendation. Very positive experience!! Very professional and knowledgeable! Highly recommend!

Very knowledgeable about all the latest laws and regulations. Quick turn around. Highly recommend

Golden Years is the best. I just received my suggested plan for 2023. I am saving money again with this plan. So easy to work with . I highly recommend.

Golden Years staff is very knowledgeable about the abundant Medicare insurance plans and related products. They greatly facilitate appropriate decision making with their expertise and genuine concern for their clients. Everyone is cordial, caring and timely regarding inquiries. It's a pleasure to have such competent people on your side! I highly recommend them.

Martin was very professional & thorough! Found me a much better plan! TY Martin!

Devin was exceptional - as always !!

Devin and his team have been so helpful in our navigating the various Medicare coverage options in front of us. They are very responsive and professional and serve as a model for any service organization.

Quick and friendly service from knowledgeable staff helped us select the best plan for our needs.

Golden Years will hold your hand and make sure that everything is trying to get you the best policy

Daisy was very helpful in explaining my options- not pushy at all!

Very helpful in finding the best plans for me. Responsive and knowledgeable.

I like working with all of you at Golden Years, always get my questions answered . I even referred couple of my friends over to you and they seem happy as well

I am working with this excellent professionals 10 years and i really appreciate their suggestions and advices. Recommend to everyone ,if they would like to get the best result.

Always helpful

Quick response, knowledgeable and personable.

Martin is extremely helpful and always gets back to me on all my issues/concerns

It is our pleasure working with Devin and the team at Golden Years Design Benefits. They were always responsive to our needs and result oriented. My wife and I have been customers of this Medicare related insurance company since retirement and, so far, are very happy with our coverage.

Very helpful. Focus on customers needs.

Easy to work with them and got the information I needed

Customer service (Matt) was excellent.

My husband and I have worked with Golden Years Design Benefits for 6 years now. We have peace of mind knowing that the team is there for us. Devin and now Martin have provided us with excellent advisement especially regarding our Plan D prescription plan review every year.

Matt Allen is a great insurance agent. He helped me get the right insurance plan for me Highly recommended 👌

We have used your service for several years. It is a pleasure to have someone do all the comparisons for us. We know we could do it but it would take us so long and possibly get an incorrect answer. It is wonderful that this company assesses everything and gives you your best options. We really appreciate it.

Very efficient service. They take the guess work out of choosing the correct plans. Martin is great.

Working with Devin and Bridget at Golden Years Design Benefits made my Medicare, Medigap, and Medicare drug plan, a breeze. They are knowledgeable, informative and attentive to all of your questions. I was informed throughout the processes and timelines. Medicare is a whirlwind of information and I was delighted to have Golden Years on my side.

Easy to reach and fast service. Would recommend highly!

So helpful and attentive.

Golden Years is a wonderful resource to help untangle the confusion of health care. Devin Rubin carefully reviewed my situation, prescriptions and health care needs and provided detailed information on how best for me to proceed. He is an expert in navigating the MediCare/Supplemental Insurance maze. I'm recommending Golden Years to all of my friends.

Great customer service! My rep Mathew Allan was friendly and professional! Very helpful!

Matt was extraordinarily empathetic, attentive, patient, and friendly towards all of my questions, concerns, and needs. Definitely will be my go to agent any time I need to navigate the healthcare system again.

Devin was excellent to work with. He was professional but friendly and clearly knows his business. I got answers to all my questions and never felt rushed or foolish.

Pleasure to deal with and very knowledgeable in respect to navigating SS & Medicare. They were a great help to us

Martin does a great job with customer service. He is responsive to emails and calls. Matters needing attention are taken care of timely. He helped with the Medicare application process that I could never have navigated alone.

I was referred to Golden Years and was extremely happy with the service I received. Devon was extremely helpful and we got everything done in one phone call

Martin Picinic has been very helpful and informative and helped us save a lot of money with my husbands prescription over $800.00. Thank you we appreciate everything he did for us.

The Golden Years Design Benefits team has been very thorough and professional, making our experience of transitioning from employer health coverage to Medicare Part B and supplemental insurance coverage. Devin Rubin was exceptional in presenting the information in a format which was easy to understand. He answered all our questions with patience and in a clear manner. We are very pleased with the... More

The Golden Years Design Benefits team has been very thorough and professional, making our experience of transitioning from employer health coverage to Medicare Part B and supplemental insurance coverage. Devin Rubin was exceptional in presenting the information in a format which was easy to understand. He answered all our questions with patience and in a clear manner. We are very pleased with the service we received from Golden Years. Less

Devin was extremely helpful. Went out of his way to make sure we understood all the details & made sure it was completed in a timely manner.

Devin was a pleasure to work with. He explained all our options which made it easier to choose a plan. The office is in a convenient location and everyone we met was professional and helpful

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Martin was great to work with sharing details and explaining all the information needed to making a decision on my new healthcare coverage. His attention to details was impressive. He held my hand from start to finish until I was comfortable making the decisions I needed. He stayed in touch and got back to me with information I requested. Thank you for a 5 Star experience!

I was very pleased with my experience at Golden Years. Devin reviewed my personal situation, as we are all different, and provided me with HONEST advice. I will have to do some of my own homework but will definitely return to this agency for any extra needs. I will also be recommending him to others. Thank You Devin for your time and honesty. ~Betty~

My tenure at work ended suddenly. Medical insurance was going to end in nine days. When I spoke to Martin Picnic, I was relieved immediately that I could count on Golden Years to research the best Medicare Supplement possible. Martin was thorough, polite and clear in explaining the benefits, costs and coverage. I had a supplement and Part D Medicare within a few days. Family and friends refe... More

My tenure at work ended suddenly. Medical insurance was going to end in nine days. When I spoke to Martin Picnic, I was relieved immediately that I could count on Golden Years to research the best Medicare Supplement possible. Martin was thorough, polite and clear in explaining the benefits, costs and coverage. I had a supplement and Part D Medicare within a few days. Family and friends referred me to Golden Years, praising their knowledge of the Medicare system; and they were so correct! Martin was wonderfully accommodating, intuitively understanding my needs. I highly recommend Golden Years as the premier Medicare benefits specialists! Less

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Excellent to deal with people who represent the golden years

Sunny and her staff are so knowledgeable with all aspects of Medicare and respond to inquiries in a prompt and professional manner. I'm very satisfied with their service and have referred several friends to them.

Have used Golden Years for many years for Medicare gap and part D insurance. Staff is very helpful in the selection of coverage.

Every year since I turned 65 I have used Devin for assistance in finding the best “bang for my buck” in Medicare Supplements for me. They have never failed me and always respond without delay. They are professional, compassionate and kind. They to date have never failed my needs.

My husband and me are customers of Golden Years Design for many years. And for all this years we felt that we found friends who support us... professionally. When ever we have a question we always found an answer. Planning was explained, options were compared and the best value was chosen. Thank you Golden Design

People working for the company are very sincere and take interest in their clients , not just for the business itself, but the client in general. I have appreciated their prompt response to any concerns I have regarding Medicare issues/concerns. I thank them for their wealth of knowledge that has helped me understand the health field.

year after year of reliable service delivered by a principal knowledgeable professional

I went into the hospital the week before Christmas and got a new prescription. Martin at Golden Years helped me find a new prescription drug plan for 2022. Great experience with AK Ll the staff there.

From the first encounter with the staff at Golden Years you can tell you're dealing with professionals who know all there is to know about Medicare programs. They ask questions and listen to you with an ultimate goal of enrolling you on a program with the absolute most benefits to you.

Great people with great information!

Professional company. Gave many ideas for our health planning. Very satisfied

Always listen to me , and ask questions from me . Always repeat back to me , so I clearly understand all the information that is being given to me so I can choose the right option

Qualified staff, professional response.

Have used Golden Years for several years now. Always provide good options for me to consider. Also available through the year if any coverage questions arise.

I have been with Golden Years Design Benefits since 2016. I am very pleased with the service that I have received. Martin has helped find the best, most cost-effective medigap and prescription drug coverage plans. He is prompt in returning phone calls or emails. He is personable, competent and easy to work with. I highly recommend Golden Years and their excellent team as your Medicare Broker of c... More

I have been with Golden Years Design Benefits since 2016. I am very pleased with the service that I have received. Martin has helped find the best, most cost-effective medigap and prescription drug coverage plans. He is prompt in returning phone calls or emails. He is personable, competent and easy to work with. I highly recommend Golden Years and their excellent team as your Medicare Broker of choice. Carol Romano Less

I have been with Golden Years for a long time. They have always taken the time with me on the phone or email. I work with Martin and he is very informative and kind. They have been terrific with me and my husband. I can never thank them enough for their help. Golden

Simplified a complex choice of coverages.

They are very professional and do a fantastic job i am very satisfied

Devon and his staff answered all my questions. He is very patient and walked me through the difficult process of choosing a Medicare plan. I would highly recommend Golden Years Design Benefits .

We have been clients for years. The entire staff is professional, knowledgeable, responsive, and caring. We wouldn’t trust our insurance to anyone but Daisy and the Golden Years team.

Knowledgeable, patient and compassionate, and very responsive. Also, very honest...

User friendly, immediate assistance, polite and patient assistance

Always get the help I need for my medical needs. I have been working with Golden Years Design for over 20 years . Very satisfied

We have been working with Sunny and her staff for years. They are great. Always helpful and very knowledgeable about what is best to fit our needs!

Devin and his team assisted with selecting the best plans for us as we became Medicare eligible. The choices and costs were explained carefully and helped in making the best selections for value, while being aware of our budget. Golden Years Design definitiely helped to simplify the overall process.

Courteous comprehensive information to aid my search.

Devon was very informative and he provided prompt response to any questions that we had

These folks know what they’re doing navigating through the complexities of Medicare. Everything was in place on time and explained to us clearly. Thanks Sunny and Martin!

We work with Lisa Pargament and she is always available and is always willing to do the work to get us the best deal for our insurance.

Very helpful and responsive. Made the challenge of obtaining supplemental insurance easy.

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Martin was super professional and helpful. He explained the different medicare insurance plans in details and helped us sign up for medicare. He is very knowledgeable, responsive, patient and professional. I would recommend Martin to any one who needs assistance with medicare. Golden Years Design Benefits is lucky to have Martin on their team. Thank you Martin!!

I am so happy I found Golden Years. This was my first time signing up for Medicare and I was really confused and nervous. Devin from Golden Years was a wealth of honest information for me. He explained everything to me. We talked about my health issues and prescriptions. I was emailed visuals and explained what I was looking at. I was impressed with all the information I was sent. We had m... More

I am so happy I found Golden Years. This was my first time signing up for Medicare and I was really confused and nervous. Devin from Golden Years was a wealth of honest information for me. He explained everything to me. We talked about my health issues and prescriptions. I was emailed visuals and explained what I was looking at. I was impressed with all the information I was sent. We had many phone calls. For someone who was a nervous wreck, I feel good about my final decision. If I could give Golden Years a Six Star rating I would!! Less

I have been dealing with Golden Years since 2004. Devin and his staff are very knowledgeable. They have helped me with great service and answered all my questions. I wouldn't go anywhere else for this service.

Devon is Great.! He is very knowledgeable, businesslike & efficient. I would recommend him to everyone

Martin was extremely helpful and knowledgeable. He helped me make an informed decision about the best healthcare option for my partner and myself. This was a very pleasant experience, and I look forward to a continued relationship.

Whenever I call Golden Years I always get a prompt call back. Devin is very helpful. Answers all questions asked. I am confident that I am making the right decisions as far as my Medicare goes. I refer friends there and all have also been very satisfied.

Everyone is knowledgeable and responds quickly to our questions. They make it easy to understand and choose what’s best for us. So glad when we heard they could still service us after our move to another state. Looking forward to continuing our relationship for years to come.

Golden year design benefits has been great to work with. This is the second year that we’ve been using them. I have enjoyed working with Devon and would highly recommend this company to anyone needing guidance in health insurance as it relates to semiors.

Great experence-they treat you like family when "shopping" for medicare insurance coverage Costs no more than if I did it on my own but they have much more experence

My wife and I met with Devin Rubin to review our Medicare insurance plans and determine what we should do for 2022. Dennis carefully explained the options for our current separate Medicare supplement and Part D plans and for a switch to Medicare Advantage plans. We were very happy with his recommendations an d then he signed us up for te changes he recommended. We have been using Golden Years Des... More

My wife and I met with Devin Rubin to review our Medicare insurance plans and determine what we should do for 2022. Dennis carefully explained the options for our current separate Medicare supplement and Part D plans and for a switch to Medicare Advantage plans. We were very happy with his recommendations an d then he signed us up for te changes he recommended. We have been using Golden Years Design Benefits for three years now and this year was as satisfying as our previous experience. Less

I have worked with Devin for many years and found him to be informative, and responsive. He has helped me with my healthcare and drug plans, reviewing them every year to insure we are covered properly and at the best cost. I recommend Golden Years without any hesitation.

I appreciate the time spent in reviewing and obtaining the best Medicare Supplement and Part D options. Martin was tremendous in the support he provided me and my wife. Highly professional , friendly and knowledgeable. Many thanks for the thorough and friendly service.

Sunny and her team are professional and easy to work with. They are always looking out for my best interests.

We have been using the services of Golden Years Design Benefits for five years. What a great group of people. I tried to research a new Supplemental plan and Plan D options and got lost on web again. Martin is amazing. Very patient and so knowledgeable about the various Plans and what's best for me !! I'm all set for 2022 with my best options for Plan D and the right pharmacy, and my supplement... More

We have been using the services of Golden Years Design Benefits for five years. What a great group of people. I tried to research a new Supplemental plan and Plan D options and got lost on web again. Martin is amazing. Very patient and so knowledgeable about the various Plans and what's best for me !! I'm all set for 2022 with my best options for Plan D and the right pharmacy, and my supplemental insurance. Thank you Martin !!! Less

Very happy - great job!!!

When I first became eligible for Medicare I was overwhelmed with all the literature I was receiving in the mail and the decisions that needed to be made. And then I met the Golden Years Design team and Martin. I attended one of their seminars and everything was explained in a way that we could all understand it so clearly. Open enrollment can be overwhelming, EVERY year, when you’re a senior citi... More

When I first became eligible for Medicare I was overwhelmed with all the literature I was receiving in the mail and the decisions that needed to be made. And then I met the Golden Years Design team and Martin. I attended one of their seminars and everything was explained in a way that we could all understand it so clearly. Open enrollment can be overwhelming, EVERY year, when you’re a senior citizen. But Martin has always helped me make the right decisions for myself and husband by helping us select the best Part B/secondary insurance and Part D/prescription plans. He is knowledgeable, professional, and just a really nice guy! Open enrollment doesn’t keep me up at night anymore because I know, without any doubt, the right decisions will be made for us. I don’t know what I would do without Martin and The Golden Years Design family!!!! Less

Very helpful in selecting the best Rx and supplement plans to meet individual needs.

Provided detailed info, answered my questions thoroughly, and followed up immediately with an email that had all the info we discussed.

Golden Years transitioned us to Medicare when we turned 65. We could have never navigated it by ourselves. We continue to go back every year for a “tune up” during the enrollment period.

I have been with Golden Years for about 8 years now. They are so efficient and have all the resources to help you obtain the very best insurance for your situation. I recommend them ALL the time!

We have been with Golden years for 10 years and they have always helped us make decisions for our medicare and part D options. Devin is knowledgeable and personable. I have forgone all medicare calls to speak to the proferssionals and they have given me options and saved me money without losing any benefits. I would recommend them to anyone who is looking to check out their prescription and me... More

We have been with Golden years for 10 years and they have always helped us make decisions for our medicare and part D options. Devin is knowledgeable and personable. I have forgone all medicare calls to speak to the proferssionals and they have given me options and saved me money without losing any benefits. I would recommend them to anyone who is looking to check out their prescription and medicare needs. Less

Medicare is hard to negotiate . The team is wonderful, helpful and response is immediate. Devin has even made phone calls for me and consistently offers guidance even after 3 years!!

My sister suggested Martin to me after I expressed to her how confusing it is going into Medicare. He guided me through this process, sorting the information out, and explaining it in a way that made sense and was much easier to understand. He also allowed me plenty of time to ask questions. I would without a doubt recommend him to anyone who is getting into Medicare- he really helps takes the co... More

My sister suggested Martin to me after I expressed to her how confusing it is going into Medicare. He guided me through this process, sorting the information out, and explaining it in a way that made sense and was much easier to understand. He also allowed me plenty of time to ask questions. I would without a doubt recommend him to anyone who is getting into Medicare- he really helps takes the confusion and worry away!! Less

A good friend recommended Martin to us and we’re so glad she did! Martin is extremely knowledgeable, provided lots of great information, answered our many questions, and handled all the details.

I had an excellent experience with Devin Rubin from Golden Years Design Benefits. Devin and the rest of the people from Golden Years did an fabulous job. They gave me all the info I need and good advise to sign up for Medicare. I highly recommend them.

Martin Picinic is highly professional and knowledgeable in all aspects of Medicare and social security. He's patient and explains everything in full detail about applying for Medicare and social security benefits. He takes the stress out of the process by doing everything for his clients. He honestly made the entire process easy and stress free. He's a pleasure to work with and confident in his ... More

Martin Picinic is highly professional and knowledgeable in all aspects of Medicare and social security. He's patient and explains everything in full detail about applying for Medicare and social security benefits. He takes the stress out of the process by doing everything for his clients. He honestly made the entire process easy and stress free. He's a pleasure to work with and confident in his ability to get the job done. Less

Martin was very knowledgeable and efficient in assisting me to enroll in Medicare, supplemental insurance and prescription drug plan. Highly recommend him and the company.

Excellent service -- Devin took the time -- lots of time -- to explain and show me everything about Medicare benefits. Prompt follow-up, on-time meetings, caring service. Highly recommend! Really glad I was referred to them!

Golden Years has a great team to take care the difficult issues regarding medicare health plans. They are timely responsive and professional. They always provide detailed comparison tables for the clients to easily choose the plan to meet their need. I strongly recommend this company.

Martin was excellent, explained all options and was very knowledgeable. I highly recommend him...Thank you Martin!

We had Golden Years assist us when first eligible for Medicare. We did not feel confident that the policies suggested were the best options. I started reaching out to the Golden Years representative late September asking if someone would review our policies and reevaluate. I never received responses to either phone calls or emails. With only a few days left before the deadline, I contacted anothe... More

We had Golden Years assist us when first eligible for Medicare. We did not feel confident that the policies suggested were the best options. I started reaching out to the Golden Years representative late September asking if someone would review our policies and reevaluate. I never received responses to either phone calls or emails. With only a few days left before the deadline, I contacted another company. The representative responded immediately, sent policies for us to review and today she helped us make those changes. We saved a significant amount of money. Less