When I first became eligible for Medicare I was overwhelmed with all the literature I was receiving in the mail and the decisions that needed to be made. And then I met the Golden Years Design team and Martin. I attended one of their seminars and everything was explained in a way that we could all understand it so clearly. Open enrollment can be overwhelming, EVERY year, when you’re a senior citi... More

When I first became eligible for Medicare I was overwhelmed with all the literature I was receiving in the mail and the decisions that needed to be made. And then I met the Golden Years Design team and Martin. I attended one of their seminars and everything was explained in a way that we could all understand it so clearly. Open enrollment can be overwhelming, EVERY year, when you’re a senior citizen. But Martin has always helped me make the right decisions for myself and husband by helping us select the best Part B/secondary insurance and Part D/prescription plans. He is knowledgeable, professional, and just a really nice guy! Open enrollment doesn’t keep me up at night anymore because I know, without any doubt, the the right decisions will be made for us. I don’t know what I would do without Martin and The Golden Years Design family!!!! Less

Very helpful in selecting the best Rx and supplement plans to meet individual needs.

Provided detailed info, answered my questions thoroughly, and followed up immediately with an email that had all the info we discussed.

Golden Years transitioned us to Medicare when we turned 65. We could have never navigated it by ourselves. We continue to go back every year for a “tune up” during the enrollment period.

I have been with Golden Years for about 8 years now. They are so efficient and have all the resources to help you obtain the very best insurance for your situation. I recommend them ALL the time!

We have been with Golden years for 10 years and they have always helped us make decisions for our medicare and part D options. Devin is knowledgeable and personable. I have forgone all medicare calls to speak to the proferssionals and they have given me options and saved me money without losing any benefits. I would recommend them to anyone who is looking to check out their prescription and me... More

We have been with Golden years for 10 years and they have always helped us make decisions for our medicare and part D options. Devin is knowledgeable and personable. I have forgone all medicare calls to speak to the proferssionals and they have given me options and saved me money without losing any benefits. I would recommend them to anyone who is looking to check out their prescription and medicare needs. Less

Medicare is hard to negotiate . The team is wonderful, helpful and response is immediate. Devin has even made phone calls for me and consistently offers guidance even after 3 years!!

My sister suggested Martin to me after I expressed to her how confusing it is going into Medicare. He guided me through this process, sorting the information out, and explaining it in a way that made sense and was much easier to understand. He also allowed me plenty of time to ask questions. I would without a doubt recommend him to anyone who is getting into Medicare- he really helps takes the co... More

My sister suggested Martin to me after I expressed to her how confusing it is going into Medicare. He guided me through this process, sorting the information out, and explaining it in a way that made sense and was much easier to understand. He also allowed me plenty of time to ask questions. I would without a doubt recommend him to anyone who is getting into Medicare- he really helps takes the confusion and worry away!! Less

Martin Picnic, l give him an A+++, finding me the best cost effective medicare supplements package. Before connecting with Martin I spent countless hours searching the Web including medicare.gov to understand the rules of Medicare. Martin took about an hour to explain it all. He knows his stuff. I recommend them 100%.

A good friend recommended Martin to us and we’re so glad she did! Martin is extremely knowledgeable, provided lots of great information, answered our many questions, and handled all the details.

I had an excellent experience with Devin Rubin from Golden Years Design Benefits. Devin and the rest of the people from Golden Years did an fabulous job. They gave me all the info I need and good advise to sign up for Medicare. I highly recommend them.

We were extremely pleased with the service, kindness, and respect we received while dealing with the process of applying for our Medicare and the additional insurance necessary to get thru our “golden years “ . The entire staff made us very comfortable and did all they could to make this transition as easy and comfortable as possible. We are happy to be a part of their family going forward and ... More

We were extremely pleased with the service, kindness, and respect we received while dealing with the process of applying for our Medicare and the additional insurance necessary to get thru our “golden years “ . The entire staff made us very comfortable and did all they could to make this transition as easy and comfortable as possible. We are happy to be a part of their family going forward and have the ease of mind knowing they will continue to guide us throughout the next part of our journey . Rocco /Donna Fortunato 👍 Less

Martin Picinic is highly professional and knowledgeable in all aspects of Medicare and social security. He's patient and explains everything in full detail about applying for Medicare and social security benefits. He takes the stress out of the process by doing everything for his clients. He honestly made the entire process easy and stress free. He's a pleasure to work with and confident in his ... More

Martin Picinic is highly professional and knowledgeable in all aspects of Medicare and social security. He's patient and explains everything in full detail about applying for Medicare and social security benefits. He takes the stress out of the process by doing everything for his clients. He honestly made the entire process easy and stress free. He's a pleasure to work with and confident in his ability to get the job done. Less

Martin was very knowledgeable and efficient in assisting me to enroll in Medicare, supplemental insurance and prescription drug plan. Highly recommend him and the company.

I had only a minimal understanding of how medicare works. Devin gave me good instructions and good guidance and recommended plans that have worked out perfectly for me. With medicare there is no one size fits all and it is a big mistake not to get guidance from experts. Devin and Sunny are experts and will take you through your choices to get you to the right place

Excellent service -- Devin took the time -- lots of time -- to explain and show me everything about Medicare benefits. Prompt follow-up, on-time meetings, caring service. Highly recommend! Really glad I was referred to them!

Golden Years has a great team to take care the difficult issues regarding medicare health plans. They are timely responsive and professional. They always provide detailed comparison tables for the clients to easily choose the plan to meet their need. I strongly recommend this company.

Being new to Medicare, Devin guided us thru the entire process- from basic Medicare, to the alphabet soup of all the parts of Medicare supplements and Rx drug coverage. He was available on zoom meetings anytime we needed information. He made the process of enrollment easy and painless. I would not hesitate to recommend their services.

Martin was excellent, explained all options and was very knowledgeable. I highly recommend him...Thank you Martin!

Devin provides accurate and reliable information to aid in making the choices that are best for my wife.

I was referred to Golden Years through a seminar conducted by my Financial Advisers, PFG Financial in Clinton, NJ. Devin is very knowledgeable in all aspects of the Medicare world. He and his team have been great in helping to make decisions on the various plans available and how they work. I heartily recommend contacting them for more information when making these insurance coverage decisions... More

I was referred to Golden Years through a seminar conducted by my Financial Advisers, PFG Financial in Clinton, NJ. Devin is very knowledgeable in all aspects of the Medicare world. He and his team have been great in helping to make decisions on the various plans available and how they work. I heartily recommend contacting them for more information when making these insurance coverage decisions! Less

Devin is a joy to work with! He is competent and responsive to all questions. His outstanding quality is his patience and he is excellent at explaining all options clearly. Thank you Devin I recommend all my friends to your business

I have used their services for 10+years & have always valued their honesty & knowledge in guiding me. Yes, I have & will recommend Golden Years Design to anyone looking for help in Medicare and their other services.

Devin is ready, willing and able to help you in your search for the best supplemental and prescription plans

They are on the ball, know what they a talking about and easy to work with

Devin was knowledgeable, patient and most helpful getting me (and my husband) through the process of signing up for Medicare and dealing with the various supplemental insurance policies required. We dealt only by phone yet he was responsive, efficient and able to resolve all our issues expeditiously. I highly recommend him and his company’s services!

martin was extremely helpful with great follow up and attention to detail

Martin has helped me through a new (to me) and difficult "storm" of Medicare and its supplemental plans, and continues to help! I thoroughly endorse his professional and helpful attitude! Thank you, Martin!

Martin was very helpful and patient with me....I couldn't have done it without him.

Very happy with service provided by Martin Picinic. He is knowledgeable, patient, kind and caring. Was very interested in giving us the best options in choosing the right Medicare plan. Will recommend him to anybody who is looking for answers when it comes to Medicare coverage.

My family has utilized the talents of Golden Years Design Benefits for many years. Their knowledge of the Health Care business and the government’s rules and regulations is extraordinary. All the personnel in the office are extremely helpful and attentive. I highly recommend Golden Years.

Devin deserves my highest regards. Berkshire Hathaway - Beach Properties recommended I consider moving my insurance to this company. Devin was very professional and we selected a good alternative for my coverage. He is the best!

Everyone is extremely knowledgeable. They have been so helpful with all my insurance needs. A special thank you to Martin and Lisa.

Very informative and be a great help in selecting health policy.

Staff is so nice. Extremely helpful Can assist you with Health Insurance Life Insurance Free free free

very informative and worth going if near retirement age

Great service!!! If you have questions or need help with Medicare best place to get answers!!

Golden Years Design Benefits has helped many Senior Citizens that I sent their way! I would highly recommend them if you are looking for any insurance product or policy in the senior Insurance market

Great people and even better advice! They make the trip through the Medicare Nightmare a breeze.

Would have been totally lost in the Medicare weeds if not for Sunny Rubin's guidance....