Are you an accredited investor? Accredited Investor Definition: For an individual to be considered an accredited investor, he or she must have a net worth of at least a million US dollars, not including the value of one's primary residence or have a yearly income of at least $200,000 each year for the last two years (or $300,000 together with his or her spouse if married) and have the expectation to make the same amount this year.