Getting to Know You

Help us understand your balance:

Expectation

What area do you want to live?

Desired House Budget

When would you like to move in?

Are you currently in a lease?

Yes

When does your lease end?

Current Monthly Rent or Mortgage Payment

Are you currently working with a realtor?

Yes

Are you pre-approved with a lender?

Yes

Please input total household income.

How many people will be on mortgage?

What is your approximate credit score?

Applicant 1: What is your approximate credit score?

Applicant 2: What is your approximate credit score?

Are you a full time employee?

Applicant 1: Are you a full-time employee?

Yes

Applicant 2: Are you a full-time employee

Yes

How many hours a week do you work at you job?

Applicant 1: How many hours per week do you work at your job?

Applicant 2: How many hours per week do you work at your job?

Overtime (indicate which apply)

I consistently work overtime.

I have been consistently working overtime for 2 years or more.

I don't work overtime.

Applicant #1 - Overtime (indicate which apply)

I consistently work overtime

I have been consistently working overtime for 2 years or more.

I don't work overtime.

Applicant #2 - Overtime (indicate which apply)

I consistently work overtime.

I have been consistently working overtime for 2 years or more.

I don't work overtime.

What is your overtime pay rate?

Applicant 2: What is your overtime pay rate?

Do you have a part-time job?

Yes

Applicant 1: Do you have a part-time job?

Yes

Applicant 2: Do you have a part-time job?

Yes

How man hours a week do you work at your part-time job?

Applicant 2: How many hours a week do you work at your part-time job?

Does anyone on the mortgage have income from being independently employed, no taxes are withheld from my paychecks and I receive a 1099 form.

Yes

How long have you had income from being independently employeed?

I have been reporting my business taxes for 2 years or more.

I have been reporting my business taxes for less than 2 years.

My income is (indicate whether hourly, weekly, monthly, annual, etc.):

Hourly

Bi-Weekly

Monthly

Annual

Additional income (indicate source of additional income, child support, retirement pension, social security, etc.):

Yes

Additional Income Amount:

Review the "Accounts" section in Credit Karma and list each of the open accounts along with the minimum payment assigned.

These are the minimum monthly payments on debts that I have on credit. (Vehicles, Credit Cards, Personal Loans, Furniture Stores, etc).

Please Input Total Minimum Monthly Payments Amount

Please Input Total Child Support You Pay (enter 0 if not applicable)

Do you have student loans?

Yes

Please enter your student loan balance.

The monthly student loan payment is:

A current Pay-As-You-Go arrangement based on my current income.

Amortized and not based on my current income

I am currently not paying my student loans because:

Does not apply. I am paying my student loans regularly.

I have an authorized extension.

I am behind with payments and/or collections.

Do you have any debt that is in collections?

Yes

How many debt accounts are in collections?

Please input the total amount you owe from accounts in collections.

Savings:

I have money in savings:

Yes

Please input amount of money in savings:

I have money in a 401k/Retirement Account:

Yes

Please input amount of money in 401k/retirement account:

I will be receiving a financial gift from a family member towards the purchase of a home:

Yes

Please input the amount of money being received from a family member:

Your intent is to start saving the following amount on a monthly basis:

Yes

Other Properties

I have never owned a home:

Yes

It has been 3 years or more since I sold my last house:

Yes

I currently have a house in my name with a mortgage:

Yes

The house with a mortgage is where I currently live:

Yes

The house with a mortgage is currently rented:

Yes

Monthly rent income on my house is:

Are there any other income or debts that have not been mentioned?